Me pay estate tax? No way, you say? While it’s true the 2001 Tax Relief Act eventually repeals the estate tax, it doesn't happen until 2010. Between now and then, the amount exempt from tax will gradually increase, but only the top estate tax rates will decrease. Also, a special provision reinstates estate taxes in 2011 at pre-2001 law amounts unless Congress changes the law.

Where does your estate stand? Enter the numbers and see for yourself. (Don't forget to add your life insurance proceeds to your estate if you are the owner of the policy.)